New Year, New Prices!

Enjoy our lowest fees ever on Texas in-store Flexible Installment Loans



At ACE, we value our customers and want to give you the best price! That’s why we've lowered our fees in-store on the Texas Flexible Installment Loan. Discounts may be available with good repayment history.1

Check Out Our Lower Prices Now!

 

 

Previous Flexible Installment Loan
 $500 Example Loan Amount2

(If Paid off in 14 Days)

Current Flexible Installment Loan
$500 Example Loan Amount2

(If Paid off in 14 Days)
New Loan Customer 14 Day Payoff 3 total $626.91 
Annual Percentage Rate: 659.93%		 14 Day Payoff 3 total $571.90 
Annual Percentage Rate: 373.88%

 


What This Means for You

If you originate a Flexible Installment Loan at an ACE Cash Express store in Texas, you’ll pay our lowest prices ever! Apply for a loan from $100 - $1,500 to pay for car repairs, medical bills, and other unexpected emergencies.

 

To find an ACE Cash Express near you, enter your City and State or ZIP Code:

To find an ACE Cash Express near you, enter your City and State or ZIP Code:

How do I apply for a Texas Flexible Installment Loan?

To take advantage of our lower prices, visit an ACE Cash Express store! We request you bring the following when applying:

  • Valid government issued photo ID
  • Evidence of a steady source of recurring income
  • Proof of bank checking account, such as a debit card or a pre-printed check issued in your name 

Contact your local store if you have questions.

How much can I borrow?

In Texas, ACE Cash Express offers Flexible Installment Loans from $100 - $1,500. If approved, your loan amount will vary depending on your income and standard underwriting criteria.4

If approved, when will I receive my funds?

If approved, you will get cash in hand immediately.

What if I change my mind and would like to cancel my loan?

Each loan has a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal to the store where your loan was originated within 72-hours after receiving your funds and pay nothing more.

  1. CSO fee discounts may be available for existing customers with good repayment history. Customer's pay frequency must remain the same on each loan originated for discounts to apply. 
  2. Loan term varies between 128 and 175 days based on borrower's next pay date. Example assumes that borrower's next pay date is 14 days after origination and the loan is paid in full on such date. Annual percentage rate (APR) and payoff amount will vary based on the loan payoff date. Actual loan APR may vary based on loan term. Installment loans are intended for customers who need more time to pay off their loan than provided by a single-payment payday loan. Individual payment amounts for an installment loan are smaller when compared to the single-payment payday loan for the same loan amount. The total sum of payments for an installment loan will be higher than a single-payment payday loan if you pay off the installment loan according to the payment schedule set forth in the associated loan agreement. 
  3. Assumes bi-weekly pay frequency.
  4. All loans subject to approval pursuant to standard underwriting criteria. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third-party lender.