Signature Loans

Repay Over Time, Not All at Once

  1. 1
    Apply Online in Minutes
    Our online application is fast, secure, and easy.

  2. 2
    Get an Instant Decision
    You will receive a decision immediately following completion of your application.1

  3. 3
    Flexible Payment Options
    Set up payments from a bank account or debit card on or before each payment due date.4
Fast Cash

Fast Cash1,2

Apply for a Payday Loan Online with ACE Cash Express

Convenient

72 Hour Risk-Free Satisfaction Guarantee

Risk-Free3

Signature Loans

Repay Over Time, Flexible Payment Options

Set up payments from a bank account or debit card on or before each payment due date.4

Apply Now for a Signature Loan at ACE

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Terms, Conditions and Privacy Policy

License and Rates

Fast Cash1,2

ACE Cash Express gives you the option to get cash fast once approved! You may be eligible for one or both of the following options:1

How Much Can I Borrow?

Signature loans are available online in Texas and range from $200 - $2,000. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.

Easy Application

We have simplified the online loan application process to make it fast and easy for you to apply for the cash advance you need. In fact, you can complete the application online in minutes and get an instant decision.

Make sure you have your social security number, source of income, and banking information handy while completing the application.

Risk-Free

Loans at ACE come with a 72-hour satisfaction guarantee. So, if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.

In Ohio, you have until 5 PM CT on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5 PM CT on Thursday to cancel your loan.

Application
Application
Apply online in minutes and get an instant decision.
Licenses & Rates
Licenses and Rates
View our state license and short-term lending rates.
Frequently Asked Questions
FAQs
Find answers to common questions about online loans.
Log In
Login
Manage your existing online loan account by logging in.
More Information
More Information
More details about how to use online loans.
Requirements
Requirements
View our minimum requirements for being approved for a loan.
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. Loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender.
  2. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states.
  3. Every loan comes with a 72-hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.
  4. Payments from a bank account must be scheduled for the date the payment is due. Payments from a debit card may be scheduled for any date on or before each payment due date.

Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.