Five great reasons to use a Prepaid Debit Card.

Not sure if a prepaid debit card is for you? That’s okay! We will walk you through how and why you can benefit from one. Card usage is subject to card activation and identity verification.1

Request a card1

You are starting over after being denied a checking account.

Did you have a bad month and bounce a couple checks? And now you can’t get a checking account anymore. It happens, and you’re not alone. A prepaid debit card is a great option because there’s no credit check1 and you can start using it once you activate the card and verify your identity.

You want the convenience of online bill pay.

Why bother with paying bills by check or in-person? With online bill pay, you can schedule to pay your bills on a certain date and don't have to worry about missing a due date again.2 You can even get updates to your mobile device once the funds are sent.3

You need a way to manage your money on-the-go.

Sometimes busy days keep us from getting things done but prepaid debit cards make it convenient to manage your money on-the-go. You can get your balance, check your most recent transactions, or find a list of the closest reload locations. Another great thing to mention here is opting into Anytime Alerts™. You can be alerted via text message or email regarding important details having to do with your account.3 You can even choose to get daily or weekly alerts.

You want to shop online, but you don’t have a credit card.

Shopping online with your prepaid debit card is a breeze. Visa debit cards are accepted by many online merchants. The convenience of having your favorite items delivered right at your doorstep using your prepaid card doesn’t get any better.

You want to set a budget and stick with it.

We all struggle with budgeting. In fact, two out of three Americans don’t even set a detailed budget.* Setting limits for yourself can be tough, but a prepaid debit card can make it a little easier by letting you manage your money. The ACE Elite™ Card has budgeting features to help you stay on track in the Online Account Center. It is all about convenient financial control being right at your fingertips.

* http://www.gallup.com/poll/162872/one-three-americans-prepare-detailed-household-budget.aspx

You’ve decided a prepaid debit card is for you? Great! What’s next?

At this point, the next question you may be asking yourself is, “How do I know which card is the best for me?” Learn more about why the ACE Elite™ Visa® Prepaid Debit Card is the best card for you and all of the great features it offers.

How It Works

See how to add money and use your card.

Card Features

Learn about the tools that make your card so powerful.

Learn More About Prepaid Debit Cards

ACE Cash Express engages in the money transmission business and/or sale of stored value products as an authorized delegate of NetSpend Corporation under Chapter 151 of the Texas Finance Code.

Other costs, terms, and conditions are associated with the use and reloading of this Card Account. For a detailed list of fees, see the Cardholder Agreement.

  1. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card Account for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

  2. Some bill payment services are subject to fees. See the Online Account Center for details about the range of methods offered through third-party service providers.

  3. No charge for this service, but your wireless carrier may charge for messages or data.

The ACE Elite Visa Prepaid Debit Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend, a TSYS® Company, is a registered agent of MetaBank. The ACE Elite Visa Prepaid Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.


All other trademarks and service marks belong to their respective owners.

© 2019 Total System Services, Inc.® All rights reserved worldwide. TSYS® and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.