Texas Payday Loans

Loans up to $1,500

Online loans at ACE are a simple, fast and dependable way to apply for cash as soon as you need it.

Get Started With a Payday Loan Application Today!

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Apply for a Payday Loan Online with ACE Cash Express

How do I apply for a payday loan?

We have simplified the online payday loan application process to make it fast and easy for you to apply for the cash advance you need. In fact, you can complete the application online in minutes and get a decision quickly. 

Make sure you have your Social Security number, source of income, and banking information handy while completing the application.

Payday loans are available online in the following states:

California, Idaho, Kansas, Louisiana, Minnesota, Texas

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If approved, when will I receive my funds?

ACE Cash Express gives you the option to get cash fast, if approved! 1 You may be eligible for one or both of the following options:

  • Pick up cash at your nearest ACE Cash Express store.2
  • Have money deposited into your bank account overnight.2

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Are there any benefits for returning customers?

Customers with good repayment history could qualify for discounts on future loans.3

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What if I change my mind and decide to cancel my loan?

Every payday loan comes with a 72-hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.

Learn More About Payday Loans

Application
Application
Apply online in minutes and get an instant decision.
Licenses & Rates
Licenses and Rates
View our state license and short-term lending rates.
Frequently Asked Questions
FAQs
Find answers to common questions about loans.
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Manage your existing online loan account by logging in.
More Information
More Information
More details about how to use online loans.
Requirements
Requirements
View our minimum requirements for being approved for a loan.
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ Populus Financial Group, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third-party lender.​

  2. For online loans, approval and funding may require verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup of online loans is subject to approval pursuant to standard underwriting criteria and only available at ACE Cash Express locations in the state where you originated your loan. In-store cash pickup of online loans not available in all states.  In-store cash pickup of online loans requires valid, non-temporary government-issued identification. Online loans not available in all states. 

  3. CSO fee discounts may be available for existing customers with good repayment history. Customer’s pay frequency must remain the same on each loan originated for discounts to apply.

Our credit decision on your application may be based in whole or in part on information obtained from a national database, including, but not limited to, TransUnion, Equifax, LexisNexis, and/or FactorTrust, Inc.