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Payday Loans in Louisiana


Payday loans in Louisiana may offer cash when you need it to cover medical bills and other emergency expenses. With loan amounts from $100 - $300, you can apply for what you need and get back on your way.  

Payday loans are short-term loans that offer quick cash. Typically, they are due in full on your next payday. Need more time to repay? Choose a Louisiana in-store installment loan and repay over time, not all at once.1  

What Do I Need to Apply


What Do I Need to Apply for a Payday Loan?

Anyone is free to apply for a loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below. 

Personal Information   

  • Name   
  • Address   
  • Valid and Active Email   
  • Phone Number   
  • Valid Social Security Number or Individual Taxpayer Identification Number   

Income Information   

  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source    
  • Proof of active bank account that we ask to be open for at least one month. 

Things to Keep in Mind When Applying for a Payday Loan in Louisiana

Personal Information   

  • Name   
  • Address   
  • Valid and Active Email, where applicable
  • Phone Number  
  • Valid, government-issued ID<sup>2</sup> 

Income Information   

  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source    
  • Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed checks may be accepted in your state as proof of bank account.  Contact your local store for details.  Acceptable documents may vary by state. 

Things to Keep in Mind When Applying for a Payday Loan in Louisiana

Louisiana Payday Loan Questions


Q: How do I apply for a payday loan in Louisiana?

A: You can apply for a payday loan online or in person at an ACE Cash Express store location

 

Q: How much can I borrow with a payday loan in Louisiana?

A: ACE Cash Express offers payday loans in Louisiana from $100 - $300. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.3  

 

Q: If approved, when will I receive my funds in Louisiana?  

A: You can get cash fast, if approved! If you apply in-store and you are approved, you’ll receive your funds immediately!4 Walk out with cash in hand. If you apply online and are approved, there are two ways to receive your funds:  

  • Have money direct deposited into your bank account by the next business day.
  • If eligible, you can pick up cash same-day at one of our stores!4

Q: What if I change my mind and decide to cancel my payday loan in Louisiana? 

A: Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more. 

Why Choose ACE Cash Express


ACE Cash Express has been in business for more than 50 years. That kind of experience makes us a dependable choice for your financial needs. ACE Cash Express delivers a broad range of financial products and services, including short-term consumer loans, card services, check cashing, money transfers, bill payments, and money orders. 

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