Payday Loans

Money when you need it most.

Fast . Secure . Easy

Apply Now for a Payday Loan

How Does a Payday Loan Work?

Consider a payday loan, otherwise known as a cash advance, when you have an unexpected financial setback. While planning ahead is always wise, no amount of budget planning can prepare for every emergency cash need. A payday loan is a short-term financial tool designed to provide fast cash to borrowers with as few hurdles as possible. 

Payday loans at ACE offer borrowers a simple online application process. The payday loan application can be completed online, and you can sign your documents electronically. A payday loan can help you cover overdue utility bills, unexpected repairs, or emergency expenses. If you are approved for an online loan, the payday loan amount you owe will be debited from your bank account the day that it is due. If you apply in-store, you repay the loan in full on or before the date your loan is due. Unlike an installment loan, a payday loan must be repaid in full on or before the day your loan is due.

How to Apply

To apply for a payday loan online, you will need to provide your social security number, proof of income, and bank account information. If approved, your funds may be transferred directly to your bank account overnight.1,2 The benefits of a payday loan at ACE Cash Express include:

  • A safe and secure transaction
  • No hidden fees
  • No prepay penalties
A single repayment can be made automatically when your payday loan is due. It’s an easy alternative to bounced check problems. If you are in a financial bind, a payday loan could be a valuable option for helping you avoid problems like overdraft fees. If you are considering this convenient cash advance solution, feel free to call our customer support team or visit one of our 950+ store locations.

Apply Now for a Payday Loan

* All fields required

Please correct the following item(s):
Fast Cash

Fast Cash1,2

Have money deposited into your bank account overnight.1,2

Apply for a Payday Loan Online with ACE Cash Express

Convenient

Apply online in minutes and get an instant decision.

72 Hour Risk-Free Satisfaction Guarantee

Risk-Free3

Every loan at ACE comes with a 72-hour satisfaction guarantee.

Learn More About Payday Loans