Consider a payday loan, otherwise known as a cash advance, when you have an unexpected financial setback. While planning ahead is always wise, no amount of budget planning can prepare for every emergency cash need. A payday loan is a short-term financial tool designed to provide fast cash to borrowers with as few hurdles as possible.
Payday loans at ACE offer borrowers a simple online application process. The payday loan application can be completed online, and you can sign your documents electronically. A payday loan can help you cover overdue utility bills, unexpected repairs, or emergency expenses. If you are approved for an online loan, the payday loan amount you owe will be debited from your bank account the day that it is due. If you apply in-store, you repay the loan in full on or before the date your loan is due. Unlike an installment loan, a payday loan must be repaid in full on or before the day your loan is due.
To apply for a payday loan online, you will need to provide your social security number, proof of income, and bank account information. If approved, your funds may be transferred directly to your bank account overnight.1,2 The benefits of a payday loan at ACE Cash Express include:
Have money deposited into your bank account overnight.1,2
Apply online in minutes and get an instant decision.
Every loan at ACE comes with a 72-hour satisfaction guarantee.
Our credit decision on your application may be based in whole or in part on information obtained from a consumer reporting agency, including, but not limited to, TransUnion, LexisNexis, and/or FactorTrust, Inc. However, inquiries by us will not affect your FICO® score.