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Payday Loans in California


Do you need cash quickly to cover emergency expenses? A California payday loan from ACE Cash Express may be able to help. With loan amounts from $100 - $255 in California, you can apply for what you need and get back to your life. 

Payday loans are short-term loans that offer quick cash. Typically, they are due in full on your next payday.

What Do I Need to Apply


What Do I Need to Apply for a Payday Loan?

Anyone is free to apply for a loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below. 

Personal Information   

  • Name   
  • Address   
  • Valid and Active Email   
  • Phone Number   
  • Valid Social Security Number or Individual Taxpayer Identification Number   

Income Information   

  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source    
  • Proof of active bank account that we ask to be open for at least one month. California customers must have proof of an active, personal checking account that we ask to be open for at least one month.

Things to Keep in Mind When Applying for a Payday Loan in California

Personal Information   

  • Name   
  • Address   
  • Valid and Active Email, where applicable
  • Phone Number  
  • Valid, government-issued ID 

Income Information   

  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source    
  • Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed checks may be accepted in your state as proof of bank account.  Contact your local store for details.  Acceptable documents may vary by state. California customers must have proof of an active, personal checking account that we ask to be open for at least one month.

Things to Keep in Mind When Applying for a Payday Loan in California

California Payday Loan Questions


ACE Cash Express offers payday loans in California from $100 - $255. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1

A: You can get cash fast, if approved! If you apply in-store and you are approved, you’ll receive your funds immediately!2 Walk out with cash in hand. If you apply online and are approved, there are two ways to receive your funds:  

  • Have money direct deposited into your bank account by the next business day.
  • If eligible, you can pick up cash same-day at one of our stores!

Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.

Why Choose ACE Cash Express


A loan from ACE Cash Express can help you when you find yourself in a financial bind. Choose a short-term loan provider that has a history of reliable service! ACE Cash Express delivers a broad range of financial products and services, including short-term consumer loans, card services, check cashing, money transfers, bill payments, and money orders. 

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