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Money when you need it most.

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Apply for a Payday Loan Online with ACE Cash Express

How do I apply for a payday loan?

Payday loans are no longer available in Ohio, but we have other short-term loan options for you! We offer flexible loans in Ohio allowing you to repay your loan in installments over a longer period of time than a traditional payday loan.1

Learn more about the benefits of our flexible loans. When you’re ready, fill out our easy and fast online loan application to apply for the cash advance you need. In fact, you can complete the application online in minutes and get a quick decision. Call 866-223-2274 to speak directly to a loan representative.

Make sure you have your social security number, source of income, and banking information handy while completing the application.

Payday loans are available online in the following states:

California, Florida, Idaho, Kansas, Louisiana, Minnesota, Texas

Flexible loans are available online in the following states:

California, Delaware, Missouri, New Mexico, Ohio, Texas

Fast Cash

If approved, when will I receive my funds?

ACE Cash Express gives you the option to get cash fast, if approved! You may be eligible for one or both of the following options:1

  • Pick up cash at your nearest ACE Cash Express store.2
  • Have money deposited into your bank account overnight.2

72 Hour Risk-Free Satisfaction Guarantee

What if I change my mind and decide to cancel my loan?

Loans at ACE come with a 72-hour satisfaction guarantee. So, if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.

In Ohio, you have until 5 PM CT on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5 PM CT on Thursday to cancel your loan.

Learn More About Payday Loans