Who is Merchants Preferred?

With Merchants Preferred, you are no longer locked into purchasing items from a single rent-to-own company. Merchants Preferred allows you to lease-to-own household merchandise of your choosing from a network of over 2,500 furniture and appliance stores nationwide! Merchant's Preferred lease-to-purchase agreements with dealers in your city allow you to purchase furniture and home goods from a wide array of stores, allowing you to find a style and merchant you prefer.

With Merchants preferred, you can furnish your home with items you actually love through an easy leasing solution. Merchants Preferred offers leases from $300 to $3000 depending on your qualifications and approval. If you have any questions about Merchants Preferred, call our customer support team at ACE Cash Express or visit us at one of our 950+ locations.

Why Choose Merchants Preferred?


2500 locations nationwide


Lease up to $3000


90 day buyout options


Easy 3 step application process

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Now making your dreams a reality doesn't require a second thought. All you have to do is pick out your merchandise and let Merchants Preferred handle the rest!