Get Started


Start your installment loan application

First Name is required.
Last Name is required.
A Valid State is required.
A Valid Email Address is required.
McAffee

Terms, Conditions and Privacy Policy     License and Rates

For California residents, click here to learn what personal information we collect and how it is used.

Installment Loans in Texas


ACE Cash Express offers installment loans in Texas in loan amounts from $100 - $2,000 online and in stores (except stores in Austin and Dallas).1 That’s money that can be helpful when hard times strike. Apply for an installment loan online and receive an instant decision! You can also visit us in store to apply and receive an instant decision. 

Installment loans offer more time to repay than traditional payday loans.2 Rather than repaying your loan all at once, you can repay in payments over time. You can choose to pay off your loan early, which may save you money on interest and fees (where applicable).

What Do I Need to Apply


What Do I Need to Apply for an Installment Loan?

Anyone is free to apply for a loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below. 

Personal Information

  • Name     
  • Address     
  • Valid and Active Email     
  • Phone Number     
  • Valid Social Security Number or Individual Taxpayer Identification Number 

Income Information     

  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source  
  • Proof of active bank account that we ask to be open for at least one month

Things to Keep in Mind When Applying for an Installment Loan in Texas

Personal Information    

  • Name    
  • Address    
  • Valid and Active Email, where applicable    
  • Phone Number    
  • Valid Social Security Number or Individual Taxpayer Identification Number, where applicable    
  • Valid, government-issued ID  

Income Information    

  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source  
  • Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed checks may be accepted in your state as proof of bank account. Contact your local stores for details. Acceptable documents may vary by state. 

Things to Keep in Mind When Applying for an Installment Loan in Texas

 

Texas Installment Loan Questions


You can apply for an installment loan online or in person at an ACE Cash Express store location (except Austin and Dallas).

Online 

The online application process is simple! 

Apply for an installment loan online. 

  1. Complete the installment loan application. This takes just a few minutes. 
  2. Receive an instant decision 
  3. If approved, have funds direct deposited to your bank account by the next business day, or, if eligible, pick up cash at a store near you!3

In-Store 

Applying in-store is quick and simple, too! 

Apply for an installment loan at an ACE Cash Express store location (except Austin and Dallas).

  1. Use the Store Locator to find a store near you to apply in person 
  2. Receive an instant decision 
  3. If approved, walk out with cash in hand immediately3 

 

In-store and online installment loans at ACE Cash Express in Texas are available from $100 to $2,000. Installment loans are not available in-store in Austin and Dallas. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1  

You can get cash fast, if approved! If you apply in-store and you are approved, you’ll receive your funds immediately!3 Walk out with cash in hand. If you apply online and are approved, there are two ways to receive your funds:  

  • Have money direct deposited into your bank account by the next business day3 
  • If eligible, you can pick up cash same-day at one of our stores!3 

Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.

What Consumers Say


Contact Us