Ohio Installment Loans
What should I expect with my installment loan?
An installment loan allows you to repay a loan over a longer period of time than a traditional payday loan.1 Installment loans at ACE allow you to repay the loan in scheduled payments that are substantially equal in amount. At ACE, an installment loan can be repaid early without penalty, which may save you interest and fees (where applicable).
Here’s why you should consider an Ohio installment loan!
Quick application and decision.
Installment Loans are designed with ease in mind. Complete the loan application in one of our stores and get a quick decision.2
Pay back in installments1 or in one payment like a payday loan.
Installment loans are split up into manageable installment payments that you make over time. If you pay off your flexible loan on your first installment due date, you could pay less than a traditional payday loan.
How do I apply for an installment loan?
We have a simple in-store loan application that makes it fast and easy to apply. We no longer offer online installment loans in the state of Ohio, but are happy to provide the same customer service at the ACE Cash Express stores. Call 866-223-2274 to speak directly to a loan representative.
Make sure you have your social security number, source of recurring income, and banking information handy to complete the application in-store.
If approved, when will I receive my funds?
When applying in one of our stores, if approved, you can walk out with cash in hand immediately.
1. Installment loans are intended for customers who need more time to pay off their loan than provided by a single-payment payday loan. Individual payment amounts for an installment loan are smaller when compared to the single-payment payday loan for the same loan amount. The total sum of payments for an installment loan will be higher than a single-payment loan if you pay off the installment loan according to the payment schedule set forth in the associated loan agreement.
2. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, ST.760164.000.
Our credit decision on your application may be based in whole or in part on information obtained from a national database, including, but not limited to, TransUnion, Equifax, LexisNexis, and/or FactorTrust, Inc.