Cash Advance

Cash in Hand or Deposited Overnight1,2

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Easy Application for Cash Advance

If you are facing an unexpected cash shortage before payday, a cash advance can help you hang on until the next check arrives. One of the best things about an online payday loan is the simple application process. Unlike long-term lenders, we do not require collateral, credit reports, or extensive paperwork. The application can be filled out 24/7 online and takes less than 5 minutes to complete.

ACE Cash Express representatives process loan applications quickly and efficiently and the entire application is completed online. That means, if you are approved, you could receive your funds within one to two business days.1,2

Cash Advance Reminders

The loan application process is simple, but there are a few things to remember before applying:

  • Cash advances are called "short-term" for a reason. Depending on your type of loan, you will pay back your loan on your next paycheck date. ACE recommends you to not obtain a cash advance if you know you will not be able to cover it in the allotted time.
  • Make sure you read your contract carefully and understand how much you will be charged on your short-term loan.
  • Do your research to find a reputable loan company so you will not get scammed. ACE Cash Express has a network of over 1,000 convenient U.S. locations and has served over 38 million customers since 1968.

Learn More About Cash Advances

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Application
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Licenses and Rates
View our state license and short-term lending rates.
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More details about how to use online loans.
Requirements
Requirements
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  1. All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a cash advance or for the maximum cash advance amount. Terms and conditions apply. Cash advances should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain cash advances in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Cash advances in Minnesota made by ACE Minnesota Corp. Cash advances in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Cash advances in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115.
  2. Cash advance funding requires verification of application information. Depending on ability to verify this information, cash advance funding may be extended up to two days. All cash advances subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states.

Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.